.terms-wrapper {
  padding: 60px 20px;
  display: flex;
  justify-content: center;
}

.terms-card {
  background: #fff;
  border-radius: 16px;
  padding: 40px;
  max-width: 1220px;
  width: 100%;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.06);
  transition: all 0.3s ease-in-out;
}

.terms-heading {
  font-size: 1.4rem;
  margin-bottom: 10px;
  color: #0056b3;
}

.terms-text {
  font-size: 1rem;
  line-height: 1.7;
  margin-bottom: 1rem;
}

.terms-section {
  margin-bottom: 32px;
}

.terms-list {
  list-style: none;
  padding-left: 1rem;
}

.terms-list li {
  position: relative;
  padding-left: 1.6rem;
  margin-bottom: 12px;
}

.terms-list li::before {
  content: "➤";
  position: absolute;
  left: 0;
  top: 0;
  color: #0056b3;
  font-weight: bold;
}

@media (max-width: 768px) {
  .terms-card {
    padding: 24px;
  }

  .terms-heading {
    font-size: 1.2rem;
  }
}